Your student point of view (about how tough exam stress is, or how fun CCAs are, or how important a degree could be for you, or your use of the internet to socialise etc) is just one point of view.
E.g. On the topic of risk, a small example could be about you studying last minute, or spotting topics – and still expecting stellar results.
Political parties take risks when they choose who they want to run for their party.
Governments take risks when they that implement actions that could instigate conflict, but they think it is still worth it for their long term agenda.
Businessmen take risks to start up, or expand.